People Over Profits | Kareem Kudus | Substack

How a Promise From Our Government Helped to Ruin the Economy and Crush Affordability

Government backing of high-risk mortgages has led to excessive lending at the expense of productive investment, helping to drive up home prices and debt…

Aug 17, 2023 •

More Supply Alone Will Not Solve Our Housing Problems

A more comprehensive plan is required to restore affordability

Jul 27, 2023 •

Canada’s Central Bank Is Finally Paying Attention To Home Prices

Steps In The Right Direction for The Bank of Canada

Jul 19, 2023 •

WestJet: A Painfully Obvious Example Of Why Monopolies Are Harmful

Say goodbye to reasonably priced vacations

Jun 23, 2023 •

The Absurdity of Canada’s Inflation Control Strategy

Back when I worked on Bay Street as an Interest Rate Strategist I used to struggle to explain what I did for work. My job was to design interest…

Jun 1, 2023 •

Let’s Stop Pretending That Interest Rates Don’t Affect Home Prices

The Bank of Canada managed to do the unthinkable - cool off one of the world's hottest housing markets - by raising interest rates. But have you ever…

Apr 28, 2023 •

Change Is In The Air

2023 is shaping up to be the year of generational fairness

Apr 7, 2023 •

Why Our Accidental Housing Market Slowdown Won't Last

We haven't fixed the underlying problems

Mar 23, 2023 •

People Over Profits

Exploring the root causes of, and best solutions to, Canada's most pressing issues.

People Over Profits

About Archive Sitemap

#nojs-banner { position: fixed; bottom: 0; left: 0; padding: 16px 16px 16px 32px; width: 100%; box-sizing: border-box; background: red; color: white; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 13px; line-height: 13px; } #nojs-banner a { color: inherit; text-decoration: underline; } This site requires JavaScript to run correctly. Please turn on JavaScript or unblock scripts