People Over Profits

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How a Promise From Our Government Helped to Ruin the Economy and Crush Affordability
Government backing of high-risk mortgages has led to excessive lending at the expense of productive investment, helping to drive up home prices and debt…
Aug 17, 2023 • 
Kareem Kudus
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More Supply Alone Will Not Solve Our Housing Problems
A more comprehensive plan is required to restore affordability
Jul 27, 2023 • 
Kareem Kudus
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Canada’s Central Bank Is Finally Paying Attention To Home Prices
Steps In The Right Direction for The Bank of Canada
Jul 19, 2023 • 
Kareem Kudus
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WestJet: A Painfully Obvious Example Of Why Monopolies Are Harmful
Say goodbye to reasonably priced vacations
Jun 23, 2023 • 
Kareem Kudus
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The Absurdity of Canada’s Inflation Control Strategy
Back when I worked on Bay Street as an Interest Rate Strategist I used to struggle to explain what I did for work. My job was to design interest…
Jun 1, 2023 • 
Kareem Kudus
1
Let’s Stop Pretending That Interest Rates Don’t Affect Home Prices
The Bank of Canada managed to do the unthinkable - cool off one of the world's hottest housing markets - by raising interest rates.
Apr 28, 2023 • 
Kareem Kudus
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Change Is In The Air
2023 is shaping up to be the year of generational fairness
Apr 7, 2023 • 
Kareem Kudus
1
Why Our Accidental Housing Market Slowdown Won't Last
We haven't fixed the underlying problems
Mar 23, 2023 • 
Kareem Kudus
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People Over Profits
Exploring the root causes of, and best solutions to, Canada's most pressing issues.

People Over Profits

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