People Over Profits | Kareem Kudus | Substack

How a Promise From Our Government Helped to Ruin the Economy and Crush Affordability

Government backing of high-risk mortgages has led to excessive lending at the expense of productive investment, helping to drive up home prices and debt…

Aug 17, 2023 •

More Supply Alone Will Not Solve Our Housing Problems

A more comprehensive plan is required to restore affordability

Jul 27, 2023 •

Canada’s Central Bank Is Finally Paying Attention To Home Prices

Steps In The Right Direction for The Bank of Canada

Jul 19, 2023 •

WestJet: A Painfully Obvious Example Of Why Monopolies Are Harmful

Say goodbye to reasonably priced vacations

Jun 23, 2023 •

The Absurdity of Canada’s Inflation Control Strategy

Back when I worked on Bay Street as an Interest Rate Strategist I used to struggle to explain what I did for work. My job was to design interest…

Jun 1, 2023 •

Let’s Stop Pretending That Interest Rates Don’t Affect Home Prices

The Bank of Canada managed to do the unthinkable - cool off one of the world's hottest housing markets - by raising interest rates.

Apr 28, 2023 •

Change Is In The Air

2023 is shaping up to be the year of generational fairness

Apr 7, 2023 •

Why Our Accidental Housing Market Slowdown Won't Last

We haven't fixed the underlying problems

Mar 23, 2023 •

People Over Profits

Exploring the root causes of, and best solutions to, Canada's most pressing issues.

People Over Profits

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